After how many years is the loan canceled if it is not paid?

After how many years is the loan canceled if it is not paid?

Policy of the Limited Liability Company “Start” regarding the processing of personal data

  1. General Provisions

1.1. This document defines the policy of the YurStart Limited Liability Company (hereinafter referred to as the Company) in relation to the processing of personal data.

1.2 This Policy has been developed in accordance with the current legislation of the Russian Federation on personal data.

1.3 This Policy applies to all processes for the collection, recording, systematization, accumulation, storage, clarification, extraction, use, transfer (distribution, provision, access), depersonalization, blocking, deletion, destruction of personal data, carried out using automation tools and without using such means.

1.4. The policy is strictly followed by the employees of the Company.

  1. Definitions

personal data – any information relating directly or indirectly to a specific or identifiable individual (subject of personal data);

operator – a state body, a municipal body, a legal entity or an individual, independently or jointly with other persons organizing and (or) carrying out the processing of personal data, as well as determining the purposes of processing personal data, the composition of personal data to be processed, actions (operations) performed with personal data;

processing of personal data – any action (operation) or a set of actions (operations) performed with the use of automation tools or without the use of such tools with personal data, including collection, recording, systematization, accumulation, storage, clarification (update, change), extraction, use, transfer (distribution, provision, access), depersonalization, blocking, deletion, destruction of personal data;

automated processing of personal data – processing of personal data using computer technology;

dissemination of personal data – actions aimed at disclosing personal data to an indefinite circle of persons;

provision of personal data – actions aimed at disclosing personal data to a certain person or a certain circle of persons;

blocking of personal data – temporary suspension of the processing of personal data (except in cases where processing is necessary to clarify personal data);

destruction of personal data – actions as a result of which it becomes impossible to restore the content of personal data in the personal data information system and (or) as a result of which material carriers of personal data are destroyed;

anonymization of personal data – actions as a result of which it becomes impossible to determine the ownership of personal data by a specific subject of personal data without using additional information;

personal data information system – a set of personal data contained in databases and information technologies and technical means that ensure their processing.

  1. Principles and conditions for processing personal data

3.1. The processing of personal data is carried out on the basis of the following principles:

1) The processing of personal data is carried out on a legal and fair basis;

2) The processing of personal data is limited to the achievement of specific, predetermined and legal purposes. Processing of personal data that is incompatible with the purposes of collecting personal data is not allowed;

3) It is not allowed to combine databases containing personal data, the processing of which is carried out for purposes that are incompatible with each other;

4) Only those personal data that meet the purposes of their processing are subject to processing;

5) The content and volume of processed personal data correspond to the stated processing purposes. The processed personal data is not redundant in relation to the stated purposes of processing;

6) When processing personal data, the accuracy of personal data, their sufficiency, and, if necessary, relevance in relation to the stated purposes of their processing is ensured.

7) The storage of personal data is carried out in a form that makes it possible to determine the subject of personal data no longer than the purpose of processing personal data requires, if the storage period for personal data is not established by federal law, an agreement to which the subject of personal data is a party, beneficiary or guarantor. The processed personal data is subject to destruction or depersonalization upon achievement of the processing goals or in case of loss of the need to achieve these goals, unless otherwise provided by federal law.

8) The company in its activities proceeds from the fact that the subject of personal data provides accurate and reliable information during interaction with the Company and notifies the representatives of the Company about changes in his personal data.

3.2. The company processes personal data only in the following cases:

  • processing of personal data is carried out with the consent of the subject of personal data to the processing of his personal data;
  • processing of personal data is carried out in connection with the participation of a person in constitutional, civil, administrative, criminal proceedings, proceedings in arbitration courts;
  • the processing of personal data is necessary for the execution of a judicial act, an act of another body or official, subject to execution in accordance with the legislation of the Russian Federation on enforcement proceedings (hereinafter referred to as the execution of a judicial act);
  • the processing of personal data is necessary for the execution of an agreement to which the subject of personal data is a party or beneficiary or guarantor, as well as for concluding an agreement on the initiative of the subject of personal data or an agreement according to which the subject of personal data will be the beneficiary or guarantor;
  • the processing of personal data is necessary to protect the life, health or other vital interests of the personal data subject, if it is impossible to obtain the consent of the personal data subject;

3.4. The company has the right to entrust the processing of personal data of citizens to third parties, on the basis of an agreement concluded with these persons.
Persons who process personal data on behalf of LLC Legal Company “Start” undertake to comply with the principles and rules for the processing and protection of personal data provided for by Federal Law No. 152-FZ “On Personal Data”. For each person, a list of actions (operations) with personal data that will be performed by a legal entity carrying out the processing of personal data, the purposes of processing are determined, the obligation of such a person to maintain confidentiality and ensure the safety of personal data during their processing is specified, and the requirements for the protection of processed personal data are specified. data.

3.5. If the Company entrusts the processing of personal data to another person, the Company bears responsibility to the subject of personal data for the actions of this person. The person who processes personal data on behalf of the Company is responsible to the Company.

3.6. The Company does not make decisions on the basis of exclusively automated processing of personal data that give rise to legal consequences in relation to the subject of personal data or otherwise affecting his rights and legitimate interests.

3.7. The company destroys or depersonalizes personal data upon achievement of the processing goals or in case of loss of the need to achieve the processing purpose.

  1. Personal data subjects

4.1. The company processes the personal data of the following persons:

  • employees of the Company, as well as entities with whom contracts of a civil nature have been concluded;
  • candidates for filling vacant positions in the Company;
  • clients of LLC Legal Company “Start”;
  • users of the website of LLC Legal Company “Start”;

4.2. In some cases, the Company may also process personal data of representatives of the above personal data subjects authorized on the basis of a power of attorney.

  1. Rights of subjects of personal data

5.1. The personal data subject whose data is processed by the Company has the right to:

5.1.1. Receive the following information from the Company within the time frame provided for by the Law:

  • confirmation of the fact of processing of personal data by LLC Legal Company “Start”;
  • on the legal grounds and purposes of personal data processing;
  • the methods of processing personal data used by the Company;
  • the name and location of the Company;
  • about persons who have access to personal data or to whom personal data may be disclosed on the basis of an agreement with LLC Legal Company “Start” or on the basis of federal law;
  • a list of processed personal data relating to the citizen from whom the request was made and the source of their receipt, unless another procedure for providing such data is provided for by federal law;
  • on the timing of processing personal data, including the timing of their storage;
  • on the procedure for the exercise by a citizen of the rights provided for by the Federal Law “On Personal Data” No. 152-FZ;
  • name and address of the person processing personal data on behalf of the Company;
  • other information provided for by the Federal Law “On Personal Data” No. 152-FZ or other federal laws.

5.1.2. Require clarification of your personal data, their blocking or destruction if the personal data is incomplete, outdated, inaccurate, illegally obtained or is not necessary for the stated purpose of processing.

5.1.3. Withdraw your consent to the processing of personal data.

5.1.4. Demand the elimination of illegal actions of the Company in relation to his personal data.

5.1.5. Appeal against the actions or inaction of the Company to the Federal Service for Supervision of Communications, Information Technology and Mass Media or in court if the citizen believes that LLC Legal Company Start is processing his personal data in violation of the requirements of Federal Law No. 152- Federal Law “On Personal Data” or otherwise violates his rights and freedoms.

5.1.6. To protect their rights and legitimate interests, including compensation for damages and / or compensation for moral damage in court.

  1. Obligations of the Company

6.1. In accordance with the requirements of Federal Law No. 152-FZ “On Personal Data”, the Company is obliged to:

  • Provide the subject of personal data, upon his request, with information regarding the processing of his personal data, or legally provide a reasoned refusal containing a link to the provisions of the Federal Law.
  • At the request of the subject of personal data, clarify the processed personal data, block or delete if the personal data is incomplete, outdated, inaccurate, illegally obtained or is not necessary for the stated purpose of processing.
  • Maintain a Log for recording requests from subjects of personal data, which should record requests from subjects of personal data for obtaining personal data, as well as the facts of providing personal data for these requests.
  • Notify the subject of personal data about the processing of personal data in the event that the personal data was not received from the subject of personal data.

The exceptions are the following cases:

– The subject of personal data has been notified of the processing of his personal data by the relevant operator;

– The personal data were obtained by the Company on the basis of federal law or in connection with the execution of an agreement to which the subject is a party or beneficiary or guarantor.

– Personal data is obtained from a publicly available source;

– Providing the subject of personal data with the information contained in the Notification on the processing of personal data violates the rights and legitimate interests of third parties.

6.2. If the purpose of processing personal data is achieved, the Company is obliged to immediately stop processing personal data and destroy the relevant personal data within a period not exceeding thirty days from the date of achieving the purpose of processing personal data, unless otherwise provided by an agreement to which the subject is a party, beneficiary or guarantor. personal data, another agreement between the Company and the subject of personal data, or if the Company is not entitled to process personal data without the consent of the subject of personal data on the grounds provided for by No. 152-ФЗ “On Personal Data” or other federal laws.

6.3. If the subject of personal data withdraws consent to the processing of his personal data, the Company is obliged to stop processing personal data and destroy personal data within a period not exceeding thirty days from the date of receipt of the said revocation, unless otherwise provided by an agreement between the Company and the subject of personal data. The Company is obliged to notify the subject of personal data about the destruction of personal data.

6.4. In the event of a request from the subject to stop processing personal data in order to promote goods, works, services on the market, the Company is obliged to immediately stop processing personal data.

6.5. The company is obliged to process personal data only with the written consent of the subject of personal data, in the cases provided for by the Federal Law.

6.7. The company is obliged to explain to the subject of personal data the legal consequences of refusing to provide his personal data, if the provision of personal data is mandatory in accordance with Federal Law.

6.8. Notify the subject of personal data or his representative about all changes concerning the relevant subject of personal data.

  1. Information on the implemented measures for the protection of personal data

7.1. When processing personal data, the Company takes the necessary legal, organizational and technical measures to protect personal data from unauthorized or accidental access to them, destruction, alteration, blocking, copying, provision, dissemination of personal data, as well as from other illegal actions in relation to personal data.

7.2. Ensuring the security of personal data is achieved, in particular:

  • identification of threats to the security of personal data during their processing in personal data information systems;
  • the use of organizational and technical measures to ensure the security of personal data during their processing in personal data information systems, necessary to meet the requirements for the protection of personal data, the implementation of which is ensured by the levels of personal data protection established by the Government of the Russian Federation;
  • the use of the procedure for assessing the compliance of information protection means that have passed in the prescribed manner;
  • assessment of the effectiveness of measures taken to ensure the security of personal data prior to the commissioning of the personal data information system;
  • taking into account machine media of personal data;
  • detection of facts of unauthorized access to personal data and taking measures;
  • restoration of personal data modified or destroyed due to unauthorized access to them;
  • establishing rules for access to personal data processed in the personal data information system, as well as ensuring registration and accounting of all actions performed with personal data in the personal data information system;
  • control over the measures taken to ensure the security of personal data and the level of security of information systems of personal data.
  • assessment of harm that may be caused to subjects of personal data in case of violation of the legislation of the Russian Federation in the field of personal data, the ratio of this harm and measures taken to ensure compliance with the legislation of the Russian Federation in the field of personal data.


Leave a Reply

Your email address will not be published. Required fields are marked *